Joe is single and age 66. Assume tax laws in 2022 are as described in the textbook, as supplemented by postings on Carmen and information in lectures. If no information is given about something, assume zero, e.g., zero contributions to an IRA. Line numbers for IRS forms refer to the 2022 forms posted on Carmen. Use 2022 tables for all calculations. Assume he files in a way that legally minimizes his federal income tax. 2022 Expenditures: Mortgage interest payments = $12,000. Cash charitable contributions to the U.S. Red Cross =$2,400. Real estate taxes = $9,000. Medical expenses not covered by insurance = $5,900. Totals from W2 forms Box 1 wages 110,000 Box 2 federal income tax withheld in 2022 20,000 Box 17, state income tax withheld in 2022 5,000 Box 19, local income tax withheld in 2022 0 What is taxable income (Line 15) for 2022?