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John has a credit card balance of $21,000. The annual interesst rate is 22%. He is required to pay a minimum of 4% of the

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John has a credit card balance of $21,000. The annual interesst rate is 22%. He is required to pay a minimum of 4% of the outstanding balance, but never less than $30. How many months will it take to pay off the credit card balance if John only makes the minimum payment each month? 201 154 100 186

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