John has the following: - RRSP $20,000 in mutual funds - Non-registered 5-year GIC $13,000 - LIRA $28,000 - House with current market value $300,000 and mortgage $200,000 - Line of credit with $12,500 balance and $20,000 limit - Credit card with $1,500 balance and $5,000 limit - Bank account with $500 cash What is John's net worth? A) $150,500 B) $147,500