John just won the lotto Jackpot of $25,000,000; based on the rules however John has the option of either accepting a lump sum payment of $17,000,000 or collect 2,500,000 annually for the next 10 years. John heard that you are an A student in Financial Management and came to you for advice. How would you advise John? What factors would you need to take into consideration to properly advise John?