Jordan-Hare Company's outstanding bonds have a market price of 96.5% of par value, a coupon rate of 7%, semi-annual coupon payments, and 10 years remaining until maturity. If the tax rate is 21%, what is Jordan-Hare's after-tax cost of debt? Enter your answer as an annualized rate in decimal format, and show four decimal places. For example, if your answer is 5.1%, enter .0510.