Jose has a standard Personal Auto Policy that provides the following coverages:

Part A: Liability Coverage: $100,000/$300,000/$50,000;

Part B: Medical Payments coverage: $5000 per person;

Part C: Uninsured Motorists Coverage: $100,000/$300,000 (BI);

Part D: Collision Coverage with a $250 deductible;

Part D: Other-Than-Collision Coverage with a $100 deductible.

Note: Temporary transportation expenses are covered for collision and other-than-collision losses.

Use the above information to determine whether or not each of the following losses would be covered. Specify why each loss is or is not covered. For losses that are covered, indicate the amount that would be paid by the insurer and specify which coverage pays the losses.

1. Jose is driving for Lyft one day with a passenger in his car. He fails to stop at a red light and hit a pedestrian. Jose is sued for $80,000.