Joseph, age $65,$ withdraws $$12100$ for retirement from his Roth IRA this year. How much will $he$ owe $in$ taxes $if$ his current marginal tax rate $is12\%$ and his average tax rate $is9\%?$

$*$ $$1452$

$*$ $$1089$

$0$ $$0$

$*$ $$363$