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Joshua borrowed $ 5 0 0 on January 1 , 2 0 2 1 , and paid $ 3 0 in interest. The bank charged

Joshua borrowed $500 on January 1,2021, and paid $30 in interest. The bank charged him a service charge of $21. He paid it all back at once on December 31,2021. What was the APR? (Enter your answer as a percent rounded to 1 decimal place.)
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