Joshua wants to buy a car. They can only afford to pay $560 per month for the car. They want to trade-in their old car as a $4,600 down payment. If they agree to a 4-year loan that charges a 4.7% interest rate and they figure the car will cost $90 per month in taxes, insurance, fees, and maintenance, what is the most they can afford to pay for their next car?

a. 25,129.72

b. 32,417.34

c. 16,334.32

d. 20,857.67

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