Just by reffing a couple more games a month, Mike earns an additional $1,800 per year of after-tax income. Let's look at his living expenses and find areas he can improve: - Mike saves $50 per month on food and drink by eating a few more meals at home and making coffee at home - He also saves $50 per month on clothing as he buys one less item - Lastly, Mike reviews his subscriptions and realizes he has multiple music subscriptions and streaming services that he consolidates and saves another $50 per month Just by reffing a couple more games a month, Mike earns an additional $1,800 per year of after-tax income. Let's look at his living expenses and find areas he can improve: - Mike saves $50 per month on food and drink by eating a few more meals at home and making coffee at home - He also saves $50 per month on clothing as he buys one less item - Lastly, Mike reviews his subscriptions and realizes he has multiple music subscriptions and streaming services that he consolidates and saves another $50 per month