Justin Company's budget includes the following credit sales for the current year: September, $31,000; October, $42,000; November, $36,000; December, $38,000. Experience has shown that payment for the credit sales is received as follows: 15% in the month of sale, 60% in the first month after sale, 20% in the second month after sale, and 5% is uncollectible. How much cash can Justin Company expect to collect in November as a result of current and past credit sales?