Karen and her friend Jane like to go to the park together and take turns driving. Jane picks up Mary and drives them to the park, but Jane breaks her glasses, so Karen drives them home in Janes Honda. The Honda is covered by an auto insurance policy with liability limits of $50,000/$100,000/$$25,000 but no Coverage D. Karen causes an accident while driving Janes Honda and is sued for bodily injury to the other drive in the amount of $75,000 and damage to the other driver's car in the amount of $6,000 (actual cash value $3,000)

Determine what is covered by the personal auto policy, and what isn't covered.

Toyota: Coverage A Bodily Injury Liability $100,000 Each Person/ $300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists \$100,000 Each Person/\$300,000 Each Accident Bodily Injury Ford: Coverage A Bodily Injury Liability $100,000 Each Person/\$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists \$100,000 Each Person/\$300,000 Each Accident Bodily Injury Collision Actual Cash Value less $500 Toyota: Coverage A Bodily Injury Liability $100,000 Each Person/ $300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists \$100,000 Each Person/\$300,000 Each Accident Bodily Injury Ford: Coverage A Bodily Injury Liability $100,000 Each Person/\$300,000 Each Accident Coverage A Property Damage Liability $50,000 Each Accident Coverage B Medical Payments $5,000 Each Person Coverage C Uninsured Motorists \$100,000 Each Person/\$300,000 Each Accident Bodily Injury Collision Actual Cash Value less $500