Karen needs $1,000,000 to retire in five years. There is a 5-year annual coupon bond that has a YTM of 12.25% and sells at par. If Karen buys the bond and the YTM moves to 10.25% before the first coupon payment, how much money will Karen have for retirement? If Karen buys the bond and the YTM moves to 14.25% before the first coupon payment, how much money will Karen have for retirement