Karen wants to open and operate a Chinese restaurant for $10$ years and then sell it$.$ She has $$100,000$ in capital to invest and knows that she could invest it in two different locations, both with different monthly expenses and potential revenues. The formula she could use to calculate her estimated rates of return would be

$1.$Present Value of an annuity

$2.$Net Present Value

$3.$Internal rate of return

$4.$ Return on Investment