Kathleen Osness, aged 37, a massage therapist, decided to take out a limited.payment life policy. She chose this since she expects her income to decline in future years. Kathleen declded to take out a 20-year payment life policy with a coverage amount of $82,000. (Use Tabie 201 and Table 20.2) (for females subtract 3 years when using Table 20.1.) a. Calculate her annual premium. Note: Round your answer to the nearest cent. b. If she decides to stop paying premiums after 10 years, What will be her cash value? Note: Enter your answer as a whole number. Kathleen Osness, aged 37, a massage therapist, decided to take out a limited.payment life policy. She chose this since she expects her income to decline in future years. Kathleen declded to take out a 20-year payment life policy with a coverage amount of $82,000. (Use Tabie 201 and Table 20.2) (for females subtract 3 years when using Table 20.1.) a. Calculate her annual premium. Note: Round your answer to the nearest cent. b. If she decides to stop paying premiums after 10 years, What will be her cash value? Note: Enter your answer as a whole number