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Katy took out a personal loan of $12 000 over 3 years at 12% .. to buy her motorbike. The bank charges were establishment fee

Katy took out a personal loan of $12 000 over 3 years at 12% .. to buy her motorbike. The bank charges were establishment fee $150 and loan insurance $76.50, and Katy added these charges to the principal.

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