Kay Corporation's 5-year bonds yield 6.15% and 5 -year T-bonds yield 4.30%. The real risk-free rate is r * =2.80%, the inflation premium for 5 -year bonds is IP =1.10%, the default risk premium for Kay's bonds is DRP =1.30% versus zero for T-bonds, and the maturity risk premium for all bonds is found with the formula MRP =(t1)0.1%, where t= number of years to maturity. What is the liquidity premium (t.P) on Kay's bonds? a. 0.55% b. 0.95% c. 1.15% d. 1.85 \% e. 1.45%