Kay turned 72 on March 17th of Year 2 (which was after the year 2021). Her profit-sharing account balance was $500,000 at the end of Year 1 and $550,000 at the end of Year 2. Her beneficiary is her favorite granddaughter, Jordan, who turned 12 years old on July 23rd of Year 2 . Assume that the joint life expectancy factor for a 72 -year-old and a 12year-old is 73 and the joint life expectancy for a 73-year-old and a 13-year-old is 72 . Also, assume that the life expectancy factor based on the uniform lifetime table for someone who is 72,73 and 74 , is 27.4,26.5, and 25.5, respectively. Kay takes a distribution of $10,000 in November of Year 1 and in Year 2 . What is the Kay's minimum distribution for Year 2 ? $18,248. 18,868. $20,073. $20,755