Kelly Robbins is considering purchasing a used automobile the price including the title and taxes is $$15,455$ Kelly is able to make $$2,455$ down payment the balance of $$13,000$ will be borrowed from her credit union and interest rate of $9\mathrm{.}45\%$ compounded daily the loan should be paid in $36$ equal monthly payments compute the monthly payment what is the total amount of Interest Kelly has to pay over the life of the loan