Kennedy works for Above the Rim, Inc. ("ATR"). Kennedy gets in a car accident on the weekend away from work and becomes disabled. While he can't perform his old job at ATR, he may be able to perform other jobs. ATR offers a full suite of benefits including paid time off, short-term disability, and long-term disability and also provides workers compensation. The short-term disability plan provides coverage for 90 days after a 7-day elimination period. The long-term disability plan kicks in after 90 days and provides coverage for two years using an "own occupation" definition and an "any occupation" definition after that. Kennedy is eligible for two weeks of paid time off and has not used any of his time yet this year. Describe the benefits Kennedy will use, the order in which he will use them, and the longest time he will be able to receive benefits under this set of benefits.

short essay questions.