Kim Jae$-$Yun owns a condo worth $$315,000,$ a car valued at $$25,500,$ and miscellaneous assets worth $$11,000.$ She owes $$195,000$ on the condo and $$12,000$ on the car and has no other debts. Her retirement account, in which she is fully vested, contains $$40,500$ in mutual funds. She was just insured with a $$650,000$ term life insurance policy. What are her total assets?