Kotak Mahindra Study Report:-

The study should contain the following parts given below:

1. Purpose of the project & a statement of the issue, or problem to be studied.
2. Introduction
3. Industry Analysis ( Banking industry)
4. Company analysis ( Analysis of the 2 banks selected for the study)
5. Study Methodology Sources of data and information
6. Results/ Findings
7. Discussions
8. Scope and Limitations
9. Conclusions.
10. The learning outcome for the student
11. References

Your Study should include the following:

1. Comparative performance of Deposits, Investments, Loans, Income & Expenses, NPA level, etc..)
2. Comparison of important bank specific ratios

Some important Ratios are mentioned below:

1. Capital Adequacy Ratio(CAR)
2. Cash deposit ratio
3. Credit deposit ratio
4. CASA ratio
5. Investment deposit ratio
6. Total Deposits / Total liabilities ratio
7. NIM
8. The average cost of deposits
9. The average yield on loans
10. ROA & ROE
11. Efficiency & Productivity ratios

• Non-interest expenses/ (Net interest income + non-interest income)
• Employee expenses/ Total expenses
• Business per employee
• Profit per employee
• Asset quality ratios
• Gross NPA ratio and Net NPA ratio
• % of Priority sector loans
• Market-related (EPS, Market capitalization, etc.)