Kyle took out a mortgage of $474,000 for a house and just made the 65th end of month payment. If interest on the mortgage was 3.91% compounded monthly for the entire duration of the amortization of the mortgage of 30 years: 1) What are his monthly payments? Round PMT to two decimal places. PAY = 12 CNY = 12 N = 360 1/4 = 3.91 % PV = $ 474,000 PMT = $ FV = $ 2) What is his current outstanding balance after the 65th payment? Outstanding Balance = $ (enter a positive value rounded to two decimal places)