Last month, Kate was injured was grazed by a car while crossing the street. She spent 2 days in the hospital in a room that cost $750 per day, incurred $4,000 for other medical expenses, and $22,000 in surgical expenses. Given these claim costs, complete the following table and answer the related questions Policy Limit Total Claim Hospital charges $500 per day $ Surgery costs $ $ Other medical costs $ $ Rehabilitation and therapy costs $ $ Deductible $ Co-insurance percentage % Total cost of claim $ Based on this data, the total cost to the insurance company is $ , while the out-of-pocket cost to Kate is $ . How much did Kate save by having her medical insurance policy? $ Assume that the hospital changed its payment policy to make the patient responsible for the difference between the hospital's room rate and the insurance company's responsibility ($750 per day versus $500 per day). By how much would Kate's out-of-pocket cost for her hospital room change due in hospital billing ? Kate's costs would decrease by $500. Kate's costs would increase by $500. Kate's costs would increase by $300