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Let's say I just graduated with $25,000 in student loan debt. My bank has informed me that my interest rate will be 3% for the

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Let's say I just graduated with $25,000 in student loan debt. My bank has informed me that my interest rate will be 3% for the next 10 years. I am hoping to keep my payments to $250 a month or else I will make a downpayment from my savings account to get to that $250 mark. Do I need to take money out of my savings

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