Liam wants to compare monthly payments for interest rates that vary from $3\mathrm{.}95\%$ to $5\mathrm{.}15\%$ and for terms of $120,180,$ and $240$ months. He has already set up the structure for a data table in the range A$12$:D$25.$

Create a two$-$variable data table as follows to provide the comparison that Liam requests:

a$.$ In cell A$12,$ enter a formula without using a function that references the Monthly$\_$Payment amount because Liam wants to compare the monthly payments.

b$.$ Based on the range $A12$:$D25,$ create a two$-$variable data table that uses the term in months $($cell D$5)$ as the row input cell and the rate $($cell D$4)$ as the column input cell.