Like all investments, annuities have disadvantages that must be weighed by the proposed policy owner against their advantages to determine if an annuity is an appropriate investment choice. Annuities are insulated from many typical investment risks for the contract owner and annuitant when they are not issued in the variable income form. Listed below are five potential risks. 1. Interest Rate Risk 2. Opportunity Risk 3. Inflation risk 4. Investment risk 5. Loss of capital Which three of these risks are specified in the text as being specific to annuities? Select one: a. 1,3,5 b. 1,2,4 C. 1,3,4 d. 1,2,3