Linda is a single mom with three teenagers; she splits her time between part-time jobs as a waitress and as a housekeeper. She works hard but lives paycheck-to-paycheck because of all the how expensive it is to raise her three children. She has recently inherited a significant amount of money and needs advice on how to invest it. Anita and Jim are worried about not having enough saved for the retirement they desire. They both have a steady income and have just starting focusing on saving money. Anita recently went back to school and now has student debt. Anita also provides some financial support to her children, who are both in college