Liquidity risk depends on many factors. Which of the following is NOT one of those factors?

a. Depositors location.

b. Average account size.

c. Number of depositors.

d) Sources of financing.

The least expensive source of funds for a typical bank is:

a. savings account.

b. Deposit certificates.

c. negotiable order of retirement accounts (NOW accounts).

d. transactional deposit accounts (demand deposits accounts).