Look at different credit scores (with the initial values in the other variables) how this affects total monthly payment and how much the household would pay in total calculated as before.

Calculator Monthly payment Purchase budget Include taxes & fees Total monthly payment $ 1,654 Home price $ 300,000 Loan $ 1,253 Down payment $ 60,000 20% Taxes & fees $ 401 Loan term 30-yr fixed Interest 4.755% 0 State Credit score 700 - 719 Utah Property tax (yearly) $ 3,750 Home insurance (yearly) $ 1,050 Private mortgage insurance (monthly) $0 Homeowners association (monthly) $0 Disclaimer Feedback Calculator Monthly payment Purchase budget Include taxes & fees Total monthly payment $ 1,654 Home price $ 300,000 Loan $ 1,253 Down payment $ 60,000 20% Taxes & fees $ 401 Loan term 30-yr fixed Interest 4.755% 0 State Credit score 700 - 719 Utah Property tax (yearly) $ 3,750 Home insurance (yearly) $ 1,050 Private mortgage insurance (monthly) $0 Homeowners association (monthly) $0 Disclaimer Feedback