Looking at the percentages, comment on the Assets and Liabilities of the above Balance Sheet. Why do bank managers prefer Loans over Securities? Why is cash only 4%?

Balance Sheet of XY Bank Assets 31/12/2009 % of Assets Cash $100,00 4% Securities $580,00 20% Loans $1.800,00 64% Other Assets $350,00 12% Total Assets $2.830,00 100% Liabilities & Equity Deposits $1.720,00 61% Borrowings $790,00 28% Shareholder's Equity $320,00 11% Total Liabilities and Equity $2.830,00 100%