looking for someone to confirm if im doing this right and if not how to do it/ solution

Setting the Interest Rate by Credit Scoring - n class activity Apart from the loan to buy land, Tom also applies for an operating loan at Mid-Prairie State BankAssume that you have decided to award Farmer Tom the loan. The next step is to set the interest rate. You go over the financial statements Farmer Tom has brought in and calculate key financial measurements (see below) Key Measurements Debt-to-asset: 57% Return-on-assets: 5.6% O Current Ratio: 1.2 D Asset-turn-over ratio: 47% Criteria Range for risk score 1 2 3 + 5 Solvency 0-20% 20-40% 40-60% 60-80% Over 80% Profitability Over 129 9-12% 6.9% 3-6% Under 3% Liquidity Over 4.0 3.0-4.0 2.0-3.0 1.0-2.0 Under 1.0 Efficiency Over 0.40 10.30-0.40 0.20-0.30 0.10-0.20 Under 0.10 Complete the table below to determine the risk class Tom falls under and the interest rate he would face. Criteria Borrower's Value Borrower's risk score Solvency Profitability 6.51 Liquidity Efficiency 6.57 Character and past history 5.01 (subjective, you must decide) 16.51 Total Use the borrower's total risk score to identify which category Tom falls under and the interest rate he will face. The higher the score the higher the risk this borrower presents to the lender (Circle the interest rate that you would apply): Risk class 1 (score 1 to 5) 5.0% interest rate Risk class 2 (score 6 to 10) 5.5% interest rate 6.5% Risk class 3 (score 11 to 15) 6.0% interest rate Risk class 4 (score 16 to 20) 6.5% interest rate interest Risk class 5 (score 21 to 25) 7.5% interest rate rate Source: This activity was adapted from our class textbook Kay et al. 2020. Page 378