Ludovic was thinking about putting his home on the market when it was partially destroyed by a fire. His home has a replacement cost of $500,000, but his insurance coverage totals $380,000 in replacement cost. The fire caused $250,000 worth of damage to Ludovic's home. Note that Ludovic did not purchase sufficient insurance coverage equal to at least 80% of the house's total replacement value. What amount would the insurance company cover due to this fire damage? O O O O O $380,000 $190,000 $200,000 $250,000 $237,500