Lush Gardens Co$.$ bought a new truck for $$60,000.$ It paid $$6,000$ of this amount as a down payment and financed the balance at $6\mathrm{.}25\%$ compounded semi$-$annually. If the company makes payments of $$2,000$ at the end of every month, how long will it take to settle the loan?

$0$

years

$0$

months

Express the answer in years and months, rounded to the next payment period