Lush Gardens Co. bought a new truck for $58,000. It paid $5,800 of this amount as a down payment and financed the balance at 6.50% compounded semi-annually. If the company makes payments of $2,200 at the end of every month, how long will it take to settle the loan?

a.years ________

b.months _________

Express the answer in years and months, rounded to the next payment period