Maddie is buying her first home. She is however intimidated by the mortgage loan application process which requires that you summarize your financial condition including your income, assets, and liabilities which would typically include the lender requesting: I. A verification of your highest level of education II. Proof of income, such as an employment letter III. Proof of income, such as a recent pay cheque or a T4 tax slip IV. Verification directly with your employer to verify your employment and present salary V. A criminal background check VI. A Credit Report Select one: a. I, II, III, IV and VI b. II, III, IV and VI c. I, II and III d. All the responses