Manpreet Kaur a 45 years old employee (Resident Individual) that have annual salary of $98,000 during Tax Year 20-21, where she also received a fully franked dividend from resident public company for the amount of $6,300. Manpreet got some eligible deductions for the year to the amount of $5,800. Manpreet has private insurance cover during the year. Manpreet has paid tax during the year on Manpreets salary for the amount of $27,500 (PAYG). Manpreet also still have HELP loan balance ($15,000) that Manpreet still needs to pay. Based on the above information, what will be Manpreet tax payable/refund for the year 20-21 tax year? Please take account on Medicare Levy, Medicare Levy Surcharge, PAYG, and HELPs repayment