Many universities and corporations offer a health wellness program that helps their employees improve or maintain their health and get paid $($a relatively small amount$)$ for doing so$.$ The programs vary, but typically consist of employees completing a health assessment, receiving a healthy living program, and monitoring their monthly health activities.

Corporations and universities are willing to pay employees to take care of themselves because a healthier workforce

A$.$ translates into lower costs, in part by reducing illness$-$related absenteeism and premature retirements.

B$.$ performs more efficiently, thereby improving overall productivity in the workplace.

C$.$ is a happier workforce and thus less likely to become confrontational with management.

D$.$ all of the above.

E$.$ A and $B$ only.

The incentive of employees to improve or maintain their health once they obtain health insurance may be impacted.

When an employer offers a wellness program to its employees, the health insurance premiums the employer pays on behalf of the employees are likely to