Margie is the property manager for a $300-$unit luxury apartment building on the Hudson River in Manhattan. She has four candidates

for a vacancy on a two$-$year lease. Which candidate would seem like the best choice?

Bob has an abundant amount of credit card debt but has never been late on a payment. He is a successful salesperson who

travels the country selling vacation timeshares. He works on commission, and he judiciously uses his credit card to fund

slow months.

Tory is a celebrity writer who does not believe in credit. She has a very limited credit report but is on Oprah's must$-$read list.

Kerry has a $10-$year student loan that matures in a year, a small balance on a credit card, has never been late on a payment,

and has been employed at Presbyterian Hospital for the past $10$ years.

Alejandro is a college student at Columbia College and his parents are willing to co$-$sign his lease. He does not have a credit

report nor do his parents in Spain.