Mark Tor Tollow up Question 51 of 75. When a traditional IRA is inherited from a spouse, the surviving spouse has three choices. Each of the following are options EXCEPT: Continue to treat themselves as a beneficiary. O Designate themselves as the account owner and treat the IRA as their own. Use the owner's age in the year of death to determine the required minimum distribution. O Treat it as their own by rolling it over into their own IRA, or to the extent taxable, into a qualified plan. Mark for follow up