Mary is trying to figure out if she is saving enough each month. Right now, she saves $100 in her Emergency Fund, she contributes $125 to her 401(k), her employer matches 50% of her contribution up to 6% of her salary, and she saves $40 a month towards a vacation. She earns $3600 a month. How much should she be saving each month? Using the information in the above question, what is the best way for her to increase her savings?