Mary needs to borrow $55,500 for four years. The loan will be repaid in one lump sum at the end of the loan term. Which one of the following interest rates is best for Jenny?

		6.5 percent interest, compounded annually
		6.5 compounded quarterly
		6.5 percent compounded continously
		6.5 percent compounded semi-annualy
		6.75 percent interest, compounded annually