may I please have help with number 21 and 22

20. You borrow S 100,000 mortgage with monthly payments. You can either choose 15-year term with interest rate 7%, or choose 30-year term with interest nte 8% 1f both loans are held to maturity, what is the difference of total interest payment between these two mortgages? a. $84,854 b. $102.366 $125.786 d. None of the above 21 You borrow si 10,000 at 6% for 30 years with monthly payments. You pay 2 discount points and your APR is 65% What is the amount of your other financing fees besides the discount points? a. SI,144.7 b. $2,144.7 c. $3,144.7 d. None of the above 22 You borrow $ 100,000 Constant Amortization Mortgage (CAM) at 10% for 20 years, assuming annual payment, what is your total payment for year 11? a. 5,000 b. 6,000 d. 10,000 e. 8,000 (For 23-25) You are buying a house for s 150,000 with a 20% down payment, the lender will finance the remainder of the purchase pnce with a 30 year CPM with bi weekly payments at 6.125% annual rate. (hint: there are 52 weeks in one yes ximately how many payments does it take to reduce the loan balance to $100,000 a. 268 b. 355 c. 440 d. 518 24 What is the total interest payment during the second year of the loan? a. 6,342 b. 6,724 c. 7.217 d. 8,012 25. Ifat the end of year 5 you made one payment of $20,000 in aition to the regular bi-weekly payment, approxin menty will it taks thereafter to pay off the loan if you keep making the same payment