Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets		Liabilities and Equity
Cash and due from banks	$ 9,200	Demand deposits	$ 21,000
Investment securities	25,000	NOW accounts	91,000
Repurchase agreements	44,000	Retail CDs	30,000
Loans	92,000	Debentures	21,000
Fixed assets	17,000	Total liabilities	$ 163,000
Other assets	4,200	Common stock	12,000
		Paid-in capital	4,000
		Retained earnings	12,400
Total assets	$ 191,400	Total liabilities and equity	$ 191,400

Income Statement (in millions)
Interest on fees and loans	$ 9,200
Interest on investment securities	4,200
Interest on repurchase agreements	6,200
Interest on deposits in banks	1,200
Total interest income	$ 20,800
Interest on deposits	$ 9,200
Interest on debentures	2,200
Total interest expense	$ 11,400
Net interest income	$ 9,400
Provision for loan losses	2,200
Noninterest income	2,200
Noninterest expenses	1,200
Income before taxes	$ 8,200
Taxes	3,000
Net income	$ 5,200

For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.g., 32.16)):

a.Return on equity% b.Return on assets% c.Asset utilization% d.Equity multiplierX e.Profit margin% f.Interest expense ratio% g.Provision for loan loss ratio% h.Noninterest expense ratio% i.Tax ratio%