Mei Ling is considering 2 bonus schemes offered by her employer. In either case, she plans to leave her money in a deposit account earning 5% pa. The first option is a single sum of $18,000 to be received today and the second is a mixed stream of payments given at the beginning of each year as follows: By using a time-line, a. What is the future value of the lump-sum at the end of 5 years? b. What is the future value of the mixed stream at the end of 5 years? [Hint: calculate the future value of each cash flow and then sum all 5FV s] c. Which alternative should Mei Ling choose assuming that she intends to stay with the company for at least the next 5 years