Melvin Indecision has difficulty deciding whether to put his savings in Mystic Bank or Four Rivers Bank. Mystic offers 11% interest compounded semiannually. Four Rivers offers 10% interest compounded quarterly. Melvin has $12,500 to invest. He expects to withdraw the money at the end of 8 years. Calculate the future value for each bank and identify which bank gives Melvin the better deal? (Do not round intermediate calculations. Round your answer to the nearest cent. What type of table am I suppose to be using?