Mike and Emily each have invested $95,000 in an investment account. No other contributions will be made to their investment account. Both have the same goal; they each want their account to reach $2,000,000 at which time each will retire. Mike has his money invested in risk free securities with an expected monthly return of 0.75%. Emily has her money invested in a stock fund with an expected semi- annual return of 5.50%. How many years after Emily retires will Mike retire? a