Mildred is plotting your demise and wants to inherit your bank account upon your death. She plans to carry out this scheme in 5 years. At that time, upon your assumption of room temperature, she wants $55,000 dollars so she can buy a yacht and sail around the world. If today's interest rate is 4.96%, and compounding is monthly, how much money must Mildred convince you to invest today so she can buy the yacht in 5 years