Molly runs a successful children's day care business, with centres thriving in several towns. Molly has financed each new centre with retained earnings , opening one new centre every two or three years. Molly has had to forgo dividends to do this . She wants to start taking dividends while increasing the rate of new centre openings and preserving her ownership interest. Which financing option would allow her to achieve her aims?

Finance by taking out a bank loan. Finance by inviting her friends and family to take an equity stake in the business. Finance by managing her working capital more efficiently. Finance from her existing resources, including forgoing dividends