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Most adverse events (like late payments or collections) can only stay on your credit history(and therefore affect your credit score) for 7 years. Do you

Most adverse events (like late payments or collections) can only stay on your credit history(and therefore affect your credit score) for 7 years. Do you think it is reasonable for there to be a limit on the length of your credit history? Why or why not? If you could change the number of years what would you recommend?

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